Credit Check

Save weeks of processing time with digital account checks.

Digital credit checks cut down on customer approval times from days or even weeks to seconds.

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Get Approved Faster

Grant and approve loans within seconds through 1-ID’s Equifax and banking API implementation.

Better Customer Experience

Help customers check out easier and faster by aligning the loan granting experience with your user experience.

Reduce Default Rate & Control Fraud

Financial institutions can access, analyze, and verify customer banking information, granting credit approval quickly and lowering default rates.

How it Works

Step 1

Information check

Client information is gathered through 1-ID’s KYC/AML compliant process.

Step 2

Database match

Collected data is run through 1-ID’s national database to access clients’ financial background and history.

Step 3

Risk assessment

A comprehensive risk score and predictive consumer data is provided to help you make smart financial decisions, mitigate risk, and maximize growth.

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